Investors-friends-family | Kingdom Factor Business Coach for Christian Men

Dear Friends and Family,

I hope this note finds you well. Over the past few years, my life and business journey have shifted in a way that has been deeply fulfilling. In 2021, I sold two of my businesses, which has allowed me more freedom to focus on what I feel called to — helping men become who and what God made them to be, both in life and in business. I now spend much of my time coaching others while focusing on areas where God has gifted me — growth, strategy, and leadership — without being consumed by the daily demands of operating a business.

One of the businesses I continue to help grow behind the scenes is Cashability — a private real estate lending business I helped co-found. Cashability provides short-term, secured funding to professional real estate investors who purchase and renovate properties. We’ve been blessed to see it grow into something very steady, stable, and fruitful.

Over time, friends and family have occasionally asked how they could participate. As Cashability continues to grow, we’ve decided to open a small window for a few close family and friends to invest alongside us. My parents, for example, recently moved some of their funds from a CD and are now receiving monthly interest payments from Cashability while still preserving full access to their principal after 12 months.

I’ve attached a short summary sheet with the basic details, but please know there’s absolutely no pressure or expectation. I simply wanted to personally share this opportunity with a few people close to me, in case it's something you would like to explore or learn more about.

If you have any questions or would like to talk further, I’d be happy to connect.

With gratitude,

Josh

View the investor presentation here

(If the slides are cut off, click the 3 dots below the next to the Slide number and arrow and enter "Full Screen" mode)

Cashability Investor Overview (Family & Friends Offering)

About Cashability

Minnesota-based private lending company
Founded by 4 partners with extensive real estate and finance experience
Over $30 million in total lending since inception
100% repayment track record; zero missed payments

The Opportunity

Investment Minimum: $50,000
Term: 12-month commitment (option to renew or withdraw)
Return: 10% simple annual interest
Payments: Monthly direct deposit of interest

How Your Investment Is Used

Funds are lent to qualified, experienced real estate investors purchasing and renovating residential properties.
Each loan is fully underwritten by our experienced team.
Borrowers carry insurance, pay taxes and utilities.
Our conservative lending model funds up to 80% of the After-Repair Value (ARV).

Personal Example

Josh's parents recently invested $100,000.
They receive $833.33 monthly in interest.
After 12 months, they can renew or withdraw their principal.

Security

First-lien mortgage secured by real estate collateral

Other FAQ's

1. What is Cashability and how does it work?

Cashability is a private lending company that funds short-term real estate projects (like fix-and-flips) for experienced investors. Your investment is pooled and lent to vetted borrowers, secured by real estate.

2. How is my investment secured?

Every loan is secured by a first-lien mortgage on a real property. This means your investment is backed by a physical asset.

3. What return can I expect?

You earn 10% simple annual interest, paid monthly via direct deposit. A $100,000 investment would earn $833.33/month.

4. When will I get my money back?

The initial term is 12 months. You can choose to withdraw your principal at the end or roll it over for another term.

5. What’s the minimum investment?

The minimum is $50,000.

6. Who are the borrowers?

We work only with experienced, vetted real estate investors who buy, renovate, and resell properties — typically in Minnesota.

7. What happens if a borrower defaults?

Because we hold a first-lien position, we have the legal right to take over the property, complete the project if needed, and recover funds through a sale. Our team has experience managing these situations conservatively.

8. Have you ever missed a payment to investors?

No. Since inception, we have a 100% repayment track record — no missed payments or capital calls.

9. Is this FDIC-insured like a bank?

No, this is a private investment. It’s secured by real estate but not insured by the FDIC.

10. Can I invest through my IRA or business entity?

Yes. We support investments through self-directed IRAs, trusts, and business accounts.

11. How do I get started?

You can schedule a short call, text or just call me!

12. Is there any obligation to invest after I inquire?

No. The conversation is simply a way for us to assess fit and answer your questions. There’s zero commitment until you’re ready.

Contact:

Josh Dittrich

Email: josh@cashability.com

Call or Text: (507) 990-6059

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